{"id":2787,"date":"2022-04-20T05:54:01","date_gmt":"2022-04-20T05:54:01","guid":{"rendered":"https:\/\/doyellaw.com\/?page_id=2787"},"modified":"2022-04-27T05:58:40","modified_gmt":"2022-04-27T05:58:40","slug":"stop-repossession","status":"publish","type":"page","link":"https:\/\/doyellaw.com\/stop-repossession\/","title":{"rendered":"Stop Repossession"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2787\" class=\"elementor elementor-2787\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-932b430 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"932b430\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-827f70e\" data-id=\"827f70e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73df4cc elementor-widget elementor-widget-text-editor\" data-id=\"73df4cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h2><span style=\"font-weight: 400;\">Repossession Attorney In Sunset Hills, Missouri<\/span><\/h2>\n<div><span style=\"font-weight: 400;\">&nbsp;<\/span><\/div>\n<p><span style=\"font-weight: 400;\">A car is now considered a necessity for a variety of reasons. It is impossible to deny that owning one is quite beneficial, especially if you have to go to work every day. Applying for a vehicle loan payment is one of the best decisions you can make. But what if you fall behind on your car payments? Under the Missouri state law, the lender&nbsp; has the legal authority to repossess your vehicle. If this happens, it is tantamount to losing something that provides you with convenience on a daily basis. As a result, it may be stressful for you<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Doyel Law is a bankruptcy law firm in Missouri. We assist families in St. Louis, Metro East, and Southern Missouri that are struggling financially due to unsecured debt, wage garnishment, and foreclosure. To address your case, you will need the services of an <\/span><a href=\"https:\/\/doyellaw.com\/\"><span style=\"font-weight: 400;\">experienced and skilled bankruptcy lawyer<\/span><\/a><span style=\"font-weight: 400;\">. Sometimes, creditors are aggressive in repossessing your car. In Doyel Law, our car reposession attorney will approach each problem with a greater degree of diligence and reasonable care, and we never take anyone for granted. Schedule a free consultation whenever you are available and let&#8217;s talk about your case!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Why Do I Need a Car Repossession Attorney In Missouri?<\/span><\/h2>\n<div><span style=\"font-weight: 400;\">&nbsp;<\/span><\/div>\n<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-2782 size-large\" title=\"car repossession attorney missouri\" src=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-1024x683.webp\" alt=\"car repossession attorney missouri\" width=\"1024\" height=\"683\" srcset=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-1024x683.webp 1024w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-300x200.webp 300w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-768x512.webp 768w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-1536x1024.webp 1536w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-2048x1365.webp 2048w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/repossession-1200x800.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\"><br><\/span><\/p><p><span style=\"font-weight: 400;\">You are aware of how much easier life may be with your vehicle. You can use it to get to work and to take your children to school. If you allow your creditor to repossess it, the consequences may be terrible. For this reason, you should seek legal help from a qualified car possession attorney. The first step in hiring them is to examine their positive attributes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Exceptional Legal Skills. <\/b><span style=\"font-weight: 400;\">You should hire someone with excellent legal skills. Because your finances are at stake, you should seek someone who has a substantial level of education and vast experience litigating and resolving complex cases. A lot of money and time may be saved if your lawyer is highly knowledgeable about the law.&nbsp;<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Dedication. <\/b><span style=\"font-weight: 400;\">Legal expertise alone will not help you if your bankruptcy attorney is not committed to assisting you. Your lawyer should be able to take the necessary steps to assist you in preventing repossession. The ideal lawyers are those whose desire is to serve their clients&#8217; best interests.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Solid Reputation. <\/b><span style=\"font-weight: 400;\">A reputable lawyer is quite beneficial in any practice area. You may assess the lawyer&#8217;s reputation by reading reviews and testimonials from former clients. Having a reputable lawyer offers you a solid foundation to believe they are proficient. They will not have a good reputation if they have not been able to provide exceptional services.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Mike Doyel is a well-known Bankruptcy Attorney in Missouri. He received his Juris Doctorate in 1993 after graduating with excellence&nbsp; from law school . His legal expertise includes rich experience with a diverse range of clients. Doyel Law Firm is committed to finding the best resolution to your debt troubles. Our team is well-versed in offering the quickest and effective service possible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">What is Car Repossession?<\/span><\/h2>\n<div><span style=\"font-weight: 400;\">&nbsp;<\/span><\/div>\n<p><span style=\"font-weight: 400;\">In Missouri, lenders have the lawful authority to repossess your loan-secured vehicle. This happens when you, as the debtor, fail to make necessary monthly payments under the loan agreement. There are several laws that the creditor must follow while carrying out the repossession. During the repossession procedure, Missouri continues to safeguard the debtor&#8217;s rights under the consumer protection laws.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<h3><b>What are the Missouri Repossession Laws?<\/b><\/h3>\n<div><b>&nbsp;<\/b><\/div>\n<p><span style=\"font-weight: 400;\">The basic repossession laws in Missouri are as follows:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you default on your car loan agreement, the creditor may repossess your vehicle using both non-judicial and judicial methods. In the judicial procedure, they may file a complaint with the competent court. In a non-judicial procedure, they can seize your car by using a tow truck.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Even in a non-judicial process, the creditor must follow the laws. The breach of the peace is a violation of Missouri law. They must notify you that the car loan is in default, seek payment, and tell you when the sales contract is terminated. Moreover, they must give due notice on when they intend to seize your vehicle.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Once your vehicle has been repossessed by the creditor, it can be sold at a fair market value in a private or public auction. Meaning to say, if you owe $10,000, the creditor cannot sell it for $500.<\/span><\/li>\n<\/ul>\n<h3><b>What can a consumer do after repossession has occurred?<\/b><\/h3>\n<div><b>&nbsp;<\/b><\/div>\n<p><span style=\"font-weight: 400;\">As previously stated, the creditor is still required to follow the law while repossessing the consumer&#8217;s car. If the consumer left personal goods inside the car, the creditor should speak with the consumer about when these items will be returned. It should be noted that the creditor does not have the authority to sell these personal items. This includes automotive accessories such as roof racks and stereos.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Following the repossession of the car, the creditor is required to give the consumer a &#8220;Notice of Our Plan to Sell Property,&#8221; often known as a pre-sale notice. The purpose of which is to inform you that the creditor is attempting to file a repossessed title. It provides the intended date and venue of the public auction or private sale. The consumer is given 10 days to redeem the car. Within that time frame, the consumer must pay up the whole balance of the loan, including any late fees and other charges incurred.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The sale of the consumer&#8217;s car must be in a commercially reasonable manner.&nbsp; The creditor must provide extensive advertising for the sale. When a creditor&#8217;s pricing is unfair, it is considered illegal. Following the sale, the creditor is required to give the consumer a &#8220;Notice of Sale of Collateral and Possible Deficiency,&#8221; which will state the price paid for the car, how the funds were allocated, and the amount of any debt that remains.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Call our Car Repossession Attorney Now!<\/span><\/h2>\n<div><span style=\"font-weight: 400;\">&nbsp;<\/span><\/div>\n<p><span style=\"font-weight: 400;\">The repossession of your vehicle may have unfavorable effects in your daily life. Your vehicle is a necessity that offers you and your family convenience. If your car is set to be repossessed and you are unsure what to do, you will most certainly suffer the repercussions. As earlier pointed out, you should look for an attorney with exceptional legal skills, dedicated, and reputable. If you are struggling to pay your car loan, Doyel Law is available to help.&nbsp;<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Your best option may be to file for bankruptcy in order to settle your unpaid debts. Doyel Law specializes in both <\/span><a href=\"https:\/\/doyellaw.com\/chapter-7\/\"><span style=\"font-weight: 400;\">Chapter 7<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/doyellaw.com\/chapter-13\/\"><span style=\"font-weight: 400;\">Chapter 13<\/span><\/a><span style=\"font-weight: 400;\"> Bankruptcy. Our law firm also handles <\/span><a href=\"https:\/\/doyellaw.com\/estate-planning\/\"><span style=\"font-weight: 400;\">Estate Planning<\/span><\/a><span style=\"font-weight: 400;\">. If you or someone you know is currently looking for help or for answers to legal problems, <\/span><a href=\"https:\/\/doyellaw.com\/contact\/\"><span style=\"font-weight: 400;\">contact us for a free consultation now<\/span><\/a><span style=\"font-weight: 400;\">!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Repossession Attorney In Sunset Hills, Missouri &nbsp; A car is now considered a necessity for a variety of reasons. It is impossible to deny that owning one is quite beneficial, especially if you have to go to work every day. Applying for a vehicle loan payment is one of the best decisions you can make. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2787"}],"collection":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/comments?post=2787"}],"version-history":[{"count":8,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2787\/revisions"}],"predecessor-version":[{"id":2795,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2787\/revisions\/2795"}],"wp:attachment":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media?parent=2787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}