{"id":2807,"date":"2022-04-22T06:50:10","date_gmt":"2022-04-22T06:50:10","guid":{"rendered":"https:\/\/doyellaw.com\/?page_id=2807"},"modified":"2022-11-10T14:33:41","modified_gmt":"2022-11-10T14:33:41","slug":"wage-garnishment","status":"publish","type":"page","link":"https:\/\/doyellaw.com\/wage-garnishment\/","title":{"rendered":"Wage Garnishment"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2807\" class=\"elementor elementor-2807\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-932b430 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"932b430\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-827f70e\" data-id=\"827f70e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b378ddb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b378ddb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a7647be\" data-id=\"a7647be\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ac63ef elementor-widget elementor-widget-heading\" data-id=\"1ac63ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Wage Garnishment Attorney in Sunset Hills, Missouri\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d498e2e elementor-widget elementor-widget-text-editor\" data-id=\"d498e2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">It&#8217;s already stressful to owe money to a creditor. What&#8217;s worse is having your wages garnished. Your finances will be severely strained if this happens. Fortunately, under Missouri state law, you, as a debtor, have the option to alleviate the hardship of <a href=\"\/wage-garnishment\/wage-garnishment-options\/\">wage garnishment<\/a>. It is best to consult with an <\/span><a href=\"https:\/\/doyellaw.com\/\"><span style=\"font-weight: 400;\">expert wage garnishment attorney<\/span><\/a><span style=\"font-weight: 400;\"> in Missouri before the burden arrives.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Doyel Law Firm is known as one of the best in Missouri. With substantial legal experience and competencies, our firm is dedicated to assisting you in overcoming the debt trap. If your wages are going to be garnished, surfing the internet will only make the situation worse. Contact us right now if you need the assistance of a skilled bankruptcy attorney.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e3de803 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e3de803\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a2675e\" data-id=\"6a2675e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9cfefa2 elementor-widget elementor-widget-heading\" data-id=\"9cfefa2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do I need a Wage Garnishment Attorney in Missouri?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7aba44 elementor-widget elementor-widget-text-editor\" data-id=\"d7aba44\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-2816 size-large\" title=\"wage garnishment attorney missouri\" src=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-1024x707.webp\" alt=\"wage garnishment attorney missouri\" width=\"1024\" height=\"707\" srcset=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-1024x707.webp 1024w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-300x207.webp 300w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-768x530.webp 768w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-1536x1060.webp 1536w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-2048x1413.webp 2048w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/04\/wage-garnishment-attorney-missouri-1200x828.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">If your wages are about to be garnished by a creditor, you should take it seriously. Once pursued, it will have an effect on your standard of living. When looking for the ideal lawyer, you should consider their qualities. If you&#8217;re wondering what traits a wage garnishment attorney should have, take note of the following:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&nbsp;<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Skilled. <\/b><span style=\"font-weight: 400;\">A wage garnishment attorney with outstanding legal expertise will be beneficial. Your lawyer should have a remarkable educational background as well as extensive knowledge of Missouri state consumer law. You may check clients&#8217; testimonials and reviews; as well as the attorney\u2019s educational background and experience, to determine whether or not their services are satisfactory.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Specialization. <\/b><span style=\"font-weight: 400;\">You don&#8217;t want to hire someone specializing in criminal or constitutional law. An attorney may advise you to file for bankruptcy if a lender is about to garnish wages. Thus, you should consult with a trusted&nbsp; bankruptcy attorney. This assures you that he has handled several wage garnishment cases and understands how to handle yours.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Availability. <\/b><span style=\"font-weight: 400;\">Your financial situation is at stake. When you pick a lawyer, you should consider their availability in mind. Wage garnishment is a serious situation, and you do not deserve to wait.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Chances are, you won&#8217;t be able to sleep soundly at night. Your attorney should be able to put your mind at ease by being available whenever you have concerns about the case and clearly&nbsp;<\/span><a href=\"https:\/\/doyellaw.com\/wage-garnishment\/wage-garnishment-options\/\" target=\"_blank\">explaining every option<\/a><span style=\"font-weight: 400;\">&nbsp;to you.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Doyel Law possesses all of the best attributes. Mike Doyel attended one of the nation&#8217;s finest law schools, the University of Missouri-St. Louis. Our commitment is to get the best results as efficiently and decisively as possible. We are always ready to take your call, and we will make the process as simple and seamless as possible for you to get things done quickly. If you\u2019re ready, schedule an appointment now!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf71b6a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf71b6a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-abe081b\" data-id=\"abe081b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea7c47f elementor-widget elementor-widget-heading\" data-id=\"ea7c47f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is Wage Garnishment?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0db23c elementor-widget elementor-widget-text-editor\" data-id=\"a0db23c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Wage garnishment, also known as &#8220;wage attachment,&#8221; is a court order authorizing your employer to take your wages and pay them to the creditor. Wage garnishment happens when you have a debt that you have failed to settle within a reasonable time frame or pursuant to what you have agreed upon.<\/span><\/p><p><span style=\"font-weight: 400;\">It is a legal action taken by the creditor in which the latter petitions the court for an order to be issued. Generally, the rules of the legal process are enshrined in Chapter 525 of the Missouri statute; and Supreme Court Rules. However, insofar as wage garnishment laws are concerned, they are stated in federal laws.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h3><b>Limitations on Garnishment Statute in Missouri<\/b><\/h3><div><b>\u00a0<\/b><\/div><p><span style=\"font-weight: 400;\">In general, Missouri&#8217;s garnishment statute has a limitation of about 5-10 years. It will still, however, depend on the type of debt. After this period, the creditor may no longer file a lawsuit against you.<\/span><\/p><p><span style=\"font-weight: 400;\">Nevertheless, keep in mind that even if the statute of limitations has expired. If you get a court summons for an unsecured debt that you know is time-barred, you should seek legal help immediately from an attorney.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h3><b>Continuous Garnishment<\/b><\/h3><div><b>\u00a0<\/b><\/div><p><span style=\"font-weight: 400;\">The period set forth by the Missouri law for wage garnishments ranges from 30 to 180 days. This implies that creditors and collection agencies have to maintain garnishments and renew them once the time period is about to end. This is for the purpose of not losing priority to other creditors. However, this rule of Missouri law was amended and it allowed for continuous garnishments.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">As enshrined in the Missouri statutes, continuous garnishment is defined in Section 525.030 RSMo. The garnishment of wages has no timetable and keeps in effect until the decision is paid in full or the employee-employer relationship is ended, either comes first.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Earnings or wages, as defined by the Mo. S. Ct. R. 90.01. Section 525.030, is the compensation payable or paid for the services, whether denominated as commission, salary, bonus, or among others. It entails periodical payments in accordance with the pension or retirement benefits. \u00a7 525.030.2(5) RSMo.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h3><b>Exemptions from Garnishments<\/b><\/h3><div><b>\u00a0<\/b><\/div><p><span style=\"font-weight: 400;\">The Missouri laws on garnishment identified which properties are included in the categories. The properties subject to wage garnishment are money owed, personal property, consumer credit, medical bills, bonds, paycheck, notes, choices in action, credit card debt, and others.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">However, this exempts the assets of the debtors on reserve with a bank account or financial institution in an account in which all funds are: electronically deposited on a recurring basis; and identifiable funds as not included from garnishment under 513.430.1(10)(a), (b), or (c) RSMo or falls under the exemptions of Title 31 C.F.R. Part 212.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h3><b>How to Protect Your Wages From Garnishment<\/b><\/h3><div><b>\u00a0<\/b><\/div><p><span style=\"font-weight: 400;\">You can exclude a portion of your salary after receiving a notice of wage garnishment order from a competent court ruling. To do so, you must file an exemption claim in order to raise the objection. The method that you must take will always be determined by the sort of consumer debt that you have. You may also file bankruptcy other than to make an exemption claim. The exemption laws of Missouri will specify how much wages you can retain.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><h3><b>Restrictions on Job Termination Due to Wage Garnishments<\/b><\/h3><div><b>\u00a0<\/b><\/div><p><span style=\"font-weight: 400;\">From an employer&#8217;s standpoint, it may be inconvenient for them to comply with your wage garnishment. (15 U.S.C. \u00a7 1674) They are also obliged to sign some documents and paperwork. That&#8217;s why some employers terminate their employees. Under the protection act, employers are not allowed to do that.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">As an employee, having a wage garnishment is not a crime. It is unquestionably illegal to fire an employee only because of a single writ of garnishment. (Mo. Rev. Stat. \u00a7 525.030(5), \u00a7 525.030(6)) The federal law is clear in protecting you in these instances.\u00a0<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3c1301 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f3c1301\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-330b96c\" data-id=\"330b96c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05512b8 elementor-widget elementor-widget-heading\" data-id=\"05512b8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Call our Wage Garnishment Attorney Now!\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe17499 elementor-widget elementor-widget-text-editor\" data-id=\"fe17499\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Wage is incredibly crucial as an employee for your living expenses, especially when you are the head of the household. If your wages are set to be garnished by the creditor, your financial hardship will be exacerbated. To prevent this or negotiate the amount of your pay garnishment, contact an experienced Missouri wage garnishment attorney. It should specialize in bankruptcy, be skilled, and be available to assist you at any time. An experienced wage garnishment lawyer can examine your case and provide helpful recommendations on what steps you should take.<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Other than specializing in <\/span><a href=\"https:\/\/doyellaw.com\/chapter-7\/\"><span style=\"font-weight: 400;\">Chapter 7<\/span><\/a><span style=\"font-weight: 400;\"> and <\/span><a href=\"https:\/\/doyellaw.com\/chapter-13\/\"><span style=\"font-weight: 400;\">Chapter 13<\/span><\/a><span style=\"font-weight: 400;\"> bankruptcy, Doyel Law also handles <\/span><a href=\"https:\/\/doyellaw.com\/estate-planning\/\"><span style=\"font-weight: 400;\">estate planning<\/span><\/a><span style=\"font-weight: 400;\"> matters. If you or someone you know is now drowning in unpaid debt, we can assist you in getting back on track. Our commitment is to deliver the most satisfactory outcomes of debt relief for you as quickly and effectively as possible. Schedule a free consultation now!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wage Garnishment Attorney in Sunset Hills, Missouri It&#8217;s already stressful to owe money to a creditor. What&#8217;s worse is having your wages garnished. Your finances will be severely strained if this happens. Fortunately, under Missouri state law, you, as a debtor, have the option to alleviate the hardship of wage garnishment. It is best to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2815,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2807"}],"collection":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/comments?post=2807"}],"version-history":[{"count":24,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2807\/revisions"}],"predecessor-version":[{"id":3056,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2807\/revisions\/3056"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media\/2815"}],"wp:attachment":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media?parent=2807"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}