{"id":2896,"date":"2022-06-21T12:23:19","date_gmt":"2022-06-21T12:23:19","guid":{"rendered":"https:\/\/doyellaw.com\/?page_id=2896"},"modified":"2022-07-11T22:09:04","modified_gmt":"2022-07-11T22:09:04","slug":"student-loans","status":"publish","type":"page","link":"https:\/\/doyellaw.com\/student-loans\/","title":{"rendered":"Student Loans Attorney"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2896\" class=\"elementor elementor-2896\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d16c25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d16c25\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d3b918d\" data-id=\"d3b918d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0b9e2f elementor-widget elementor-widget-heading\" data-id=\"e0b9e2f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">Student Loan Attorneys in Sunset Hills, Missouri\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a4098 elementor-widget elementor-widget-text-editor\" data-id=\"c7a4098\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">Student loans can be highly stressful. Too many consumers are frustrated by the fact that the education they obtained was more expensive than the earnings potential they gained. The figures simply do not add up. The federal government has stepped in, and student loan borrowers now have various options to assist them in managing their debt.<\/span> <span style=\"font-weight: 400;\">Doing nothing could have profound implications.<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">When people default on their student loans, the Department of Education can garnish earnings and even confiscate tax refunds. If you think you&#8217;re headed down this road, consulting with Doyel Law\u00a0could save you a lot of money and worry. <\/span><a href=\"https:\/\/doyellaw.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Our Sunset Hills bankruptcy attorneys<\/span><\/a><span style=\"font-weight: 400;\"> can help you rehabilitate your loans and get them out of default and into a manageable monthly payment. Contact us now!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b747658 elementor-widget elementor-widget-heading\" data-id=\"b747658\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Why Do I Need a Student Loan Attorney in Missouri?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-158ed51 elementor-widget elementor-widget-text-editor\" data-id=\"158ed51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Student loan law is a complicated issue that changes frequently. If you get a student loan lawyer to help you with your Student Loan issues, they will examine your situation, write up all of your alternatives, discuss them with you, and then file the proper paperwork on your behalf for whichever option you choose.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Our student loan lawyers in Missouri can help you ease your school debts, and we may be able to completely erase Student Loans in some cases. Although we cannot guarantee that we will be able to eliminate your liabilities because each scenario is unique. Still, we can ensure that if you employ the Student Loan lawyer\u00a0at Doyel Law, you will be aware of all of your alternatives and will regain control over your Student Loan concerns.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a79aaa7 elementor-widget elementor-widget-heading\" data-id=\"a79aaa7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">What is Bankruptcy?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-293dc71 elementor-widget elementor-widget-text-editor\" data-id=\"293dc71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Bankruptcy is a legal process that involves a person or company that is unable to pay its debts. The bankruptcy procedure begins with a petition submitted by the debtor or on behalf of creditors, depending on the situation. The debtor&#8217;s assets are all measured and analyzed, and the assets may be utilized to pay off some of the debt.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Bankruptcy allows an individual or organization to start over by forgiving debts that are simply unpayable and allowing creditors the opportunity to get some kind of repayment depending on the assets available for liquidation.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">The debtor gets released of debt obligations incurred prior to filing for bankruptcy when bankruptcy proceedings are successfully completed.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2240b elementor-widget elementor-widget-heading\" data-id=\"5c2240b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">What is a Student Loan?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f084a93 elementor-widget elementor-widget-text-editor\" data-id=\"f084a93\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignright wp-image-2901\" title=\"Student Loans attorney\" src=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-300x225.webp\" alt=\"Student Loans attorney\" width=\"400\" height=\"300\" srcset=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-300x225.webp 300w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-1024x768.webp 1024w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-768x576.webp 768w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-1536x1152.webp 1536w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-2048x1536.webp 2048w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/06\/student-loans-attorney-1200x900.webp 1200w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>A student loan is a sort of loan designed to assist students in covering the costs of post-secondary education, such as tuition, books, supplies, and living expenses. If you apply for financial help, your school will almost certainly include student loans in your package. It&#8217;s important to comprehend the many loan options available to you.<\/span><\/p><p><span style=\"font-weight: 400;\">Federal student loans, which are supported by the federal government, and private student loans (a credit union, bank, state agency, or school), which are made by a lender, are the two types of student loans available.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9133fa4 elementor-widget elementor-widget-heading\" data-id=\"9133fa4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Federal Student Loan<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2efc840 elementor-widget elementor-widget-text-editor\" data-id=\"2efc840\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When compared to private loans, federal loans offer numerous benefits. They typically feature lower interest rates and more flexible repayment alternatives than banks and other private financial institutions. They don&#8217;t even ask for a credit check or a co-signer. You do not have to return a federal loan until you graduate\/leave college or drop below half-time status.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">You must apply for federal student loans yearly by completing the Free Application for Federal Student Aid (FAFSA). This information will be used to assess your eligibility. Your final financial aid package will be determined by the school of your choice.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd020c4 elementor-widget elementor-widget-heading\" data-id=\"fd020c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">How Do Federal Student Loans work?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9539707 elementor-widget elementor-widget-text-editor\" data-id=\"9539707\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Scholarships, work opportunities, and grants will not cover all a student&#8217;s education expenses. As a result, you may need to explore student loans. However, not all loans are equal.<\/span><\/p><p>\u00a0<\/p><h3><b>Federal Direct Loan<\/b><\/h3><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Federal Direct Loans are issued by the Department of Education. Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans, and Direct Consolidation Loans are the four basic forms of Direct Loans.<\/span><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct Subsidized Loans<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This type of loan is available to undergraduate students who can demonstrate a financial need. During the following periods, the government is the one that pays the interest through Direct Subsidized Loan:<\/span><\/p><p>\u00a0<\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">while you&#8217;re at least half the time in school<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">throughout the grace period, which is applicable in most situations,<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">during a deferment period<\/span><\/li><\/ol><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct Unsubsidized Loans<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">You and not the government are the one that always pay the interest on an unsubsidized loan. Undergraduate and graduate students can apply for Direct Unsubsidized Loans without showing financial need.<\/span><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct PLUS Loans<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Professional or graduate students enrolled at least half the time at a school with a program leading to a professional or graduate degree or certificate, as well as parent\/s of a dependent undergraduate student at least enrolled half-time at a qualified school, are eligible for Direct PLUS Loans.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Unlike the other federal student loans, the application procedure includes a credit check, and candidates cannot have a bad credit history.<\/span><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Direct Consolidation Loans<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">You can consolidate your federal school loans in just one loan with a Direct Consolidation Loan.<\/span><\/p><p>\u00a0<\/p><h3><b>Pros and Cons of Federal Student Loans<\/b><\/h3><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">When compared with private student loans, federal student loans provide many benefits and only a few consequences.<\/span><\/p><p>\u00a0<\/p><p><b>Advantages:<\/b><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This type of student loan includes a variety of repayment choices that might help you save money on your monthly payment.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">There are several ways to cancel federal student loans.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All student loans of this type have fixed interest rates since 2006.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Deferment and forbearance are options for federal student loans.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private student loans often demand a good credit history or may be a co-signer with also a good credit history, but federal student loans do not.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Federal Direct Consolidation Loan can be used to consolidate federal student loans. (This loan cannot be used to consolidate private student loans.)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prepayment penalties are not charged on federal student loans. You won&#8217;t have to pay any additional costs if you pay off your debts early.<\/span><\/li><\/ul><p>\u00a0<\/p><p><b>Disadvantages:<\/b><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">If you default on this type of student loan, the government has more alternatives than a private lender to collect from you. The federal government has the authority to garnish your salary without a court order. Your tax refund and some Social Security payments may potentially be intercepted.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Furthermore, there is no statute of limitations on federal student loans. However, remember that the different repayment options available with federal student loans make default far less likely in the first place.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-692e751 elementor-widget elementor-widget-heading\" data-id=\"692e751\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Private Student Loans\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91a2238 elementor-widget elementor-widget-text-editor\" data-id=\"91a2238\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The terms of a private loan are determined by the lending institution. It&#8217;s a good idea to check the terms of your loan in detail and see if you can pay down the interest part while still in school to keep your loan from increasing tremendously over your college years.<\/span><\/p><p>\u00a0<\/p><h3><b>How Private Student Loans work?<\/b><\/h3><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">This type of loan is taken out from a credit union, bank, or other private lender to support post-secondary education expenses that is not guaranteed by the federal government\u00a0<\/span><\/p><p>\u00a0<\/p><h3><b>Pros and Cons of Private Student Loans<\/b><\/h3><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Although private student loans have certain advantages, the vast list of disadvantages far outweighs them.<\/span><\/p><p>\u00a0<\/p><p><b>Advantages:<\/b><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">The key benefit of private student loans is that they are available after you have exhausted your federal loan options. Unfortunately, with the escalating expense of college and graduate school, many students are forced to take out private loans because their federal student loans have been maxed out.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Private student loans, unlike federal student loans, are subject to a statute of limitations if you default. The statute of limitations varies by state, although it usually lasts between three and ten years. Lenders have limited possibilities to collect from you if the statute of limitations has expired.<\/span><\/p><p>\u00a0<\/p><p><b>Disadvantages:<\/b><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">The following are the most significant disadvantages of private student loans:<\/span><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">increased interest rates (typically)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The interest rate may fluctuate.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">payback periods are less flexible, and<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">deferment, forbearance, and cancellation options are not available.<\/span><\/li><\/ul><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Furthermore, repaying your private student loans is not always simple. Borrowers with private student loans have complained about a variety of issues with loan repayment, including dealing with loan servicers that:<\/span><\/p><p>\u00a0<\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">payments are frequently lost.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">when borrowers aim to pay down\u00a0their loans faster, they misapply funds.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">clients are not notified when their accounts are transferred to new servicers, and<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">participate in various tactics that make it difficult for borrowers to obtain information about and repay their loans.<\/span><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc1e64b elementor-widget elementor-widget-heading\" data-id=\"fc1e64b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Student Loans in Default\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed316b6 elementor-widget elementor-widget-text-editor\" data-id=\"ed316b6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Many people cannot eliminate student loan debt, but with a qualified Missouri student debt lawyer, many can get a better payment plan.<\/span> <span style=\"font-weight: 400;\">Many of the millions of Americans who are struggling to pay off student loans want to know if they can lessen or erase their debt. Student loan debt can be discharged in very limited conditions. However, most people will not be able to eliminate all or portion of their debt.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">The good news is that some people may be eligible for lower monthly payments, a temporary payment suspension, or other options for better managing their student loan payments.\u00a0<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Doyel Law wants to put you in the best possible position to deal with your debt. We can assist you in interacting with your servicer or in comprehending the various repayment, deferment, forbearance, and forgiveness options for federal student loans, and among other things, all in order to provide you with the student debt relief you need.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">And if you have more legal concerns regarding Bankruptcy and <\/span><a href=\"https:\/\/doyellaw.com\/estate-planning\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Estate Planning<\/span><\/a><span style=\"font-weight: 400;\">, Doyel Law can also help you out. So, hurry up and get in touch with us right away!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Student Loan Attorneys in Sunset Hills, Missouri Student loans can be highly stressful. Too many consumers are frustrated by the fact that the education they obtained was more expensive than the earnings potential they gained. The figures simply do not add up. The federal government has stepped in, and student loan borrowers now have various [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2902,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2896"}],"collection":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/comments?post=2896"}],"version-history":[{"count":17,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2896\/revisions"}],"predecessor-version":[{"id":2923,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/2896\/revisions\/2923"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media\/2902"}],"wp:attachment":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media?parent=2896"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}