{"id":3015,"date":"2022-10-07T05:43:36","date_gmt":"2022-10-07T05:43:36","guid":{"rendered":"https:\/\/doyellaw.com\/?page_id=3015"},"modified":"2022-10-28T06:04:29","modified_gmt":"2022-10-28T06:04:29","slug":"meeting-of-creditors","status":"publish","type":"page","link":"https:\/\/doyellaw.com\/meeting-of-creditors\/","title":{"rendered":"Meeting of Creditors"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3015\" class=\"elementor elementor-3015\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7d16c25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7d16c25\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d3b918d\" data-id=\"d3b918d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0b9e2f elementor-widget elementor-widget-heading\" data-id=\"e0b9e2f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-large\">341 Hearing Attorney in Sunset Hills, MO<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7a4098 elementor-widget elementor-widget-text-editor\" data-id=\"c7a4098\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">Every bankruptcy filer must go through a creditors meeting (AKA 341 hearing). It can be nerve-wracking to face strangers who interrogate you about sensitive areas of your life. It&#8217;s best to thoroughly prepare to get through this meeting and eliminate your debt.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Doyel Law has helped many clients throughout the bankruptcy process, including meeting creditors. Our years of experience serving Missouri debtors will be invaluable to helping you get rid of your debt and get a fresh start!\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">You can <\/span><a href=\"https:\/\/doyellaw.com\/\"><span style=\"font-weight: 400;\">reach out to us<\/span><\/a><span style=\"font-weight: 400;\"> if you need more information about our services<\/span><a href=\"https:\/\/doyellawappointments.as.me\/schedule.php\"><span style=\"font-weight: 400;\">!<\/span><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b747658 elementor-widget elementor-widget-heading\" data-id=\"b747658\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Why do I need a 341 Hearing Attorney in Missouri?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-158ed51 elementor-widget elementor-widget-text-editor\" data-id=\"158ed51\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignright wp-image-3017 size-full\" title=\"meeting of creditors sunset hills, mo\" src=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/10\/Meeting-of-Creditor.webp\" alt=\"meeting of creditors sunset hills, mo\" width=\"400\" height=\"300\" srcset=\"https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/10\/Meeting-of-Creditor.webp 400w, https:\/\/doyellaw.com\/wp-content\/uploads\/2022\/10\/Meeting-of-Creditor-300x225.webp 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/> If you&#8217;re already overwhelmed by debt, you may think it&#8217;s not worth hiring a lawyer. After all, it&#8217;s hard to add another expense on top of everything else that you&#8217;re juggling. However, the benefits of skipping the attorney may be for naught when your bankruptcy petition gets rejected. <\/span><b>A simple mistake may cause the bankruptcy court to deny your claim<\/b><span style=\"font-weight: 400;\">, or worse, suspect you of fraud. An experienced attorney can ensure that everything is in order to maximize the chances of your petition going through.<\/span><\/p><p><span style=\"font-weight: 400;\">Here are some traits you should look for in your bankruptcy attorney:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A good bankruptcy lawyer is<\/span><b> highly experienced<\/b><span style=\"font-weight: 400;\">. Only experienced attorneys have the necessary knowledge and experience to be of service to bankruptcy clients, gained from several former customer interactions.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">They are<\/span><b> easily reachable<\/b><span style=\"font-weight: 400;\"> whenever their services are urgently needed. An essential part of the job of a bankruptcy lawyer has the will to invest effort and time to be of service to their clients.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A good bankruptcy lawyer has garnered <\/span><b>multiple positive reviews<\/b><span style=\"font-weight: 400;\"> over time. Positive reviews are among the reliable sources that aid in enabling clients to trust attorneys.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A competent bankruptcy lawyer <\/span><b>furnishes a contract between the law firm and the clients<\/b><span style=\"font-weight: 400;\">. Clients know their transactions with bankruptcy lawyers are legitimate when the latter drafts and issues transaction contracts.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A professional bankruptcy lawyer facilitates <\/span><b>reasonable and clear agreements<\/b><span style=\"font-weight: 400;\">. Experienced attorneys do not rip clients off their money. These attorneys also do not beat around the bush. Clients get what they see when the latter decides to facilitate transactions with such attorneys.\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A good bankruptcy lawyer is <\/span><b>highly communicative<\/b><span style=\"font-weight: 400;\">. One of the top ways clients and attorneys understand services and transactions is through open and honest communication.\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Our law firm, Doyel Law, houses attorneys who integrate all of these traits. Our team of 341 hearing attorneys in Sunset Hills, MO., is ready to help you get through the bankruptcy process so you can work on rebuilding your finances. Get more information <\/span><a href=\"https:\/\/doyellawappointments.as.me\/schedule.php\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">regarding our services. <\/span><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a79aaa7 elementor-widget elementor-widget-heading\" data-id=\"a79aaa7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">What is Meeting of Creditors?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-293dc71 elementor-widget elementor-widget-text-editor\" data-id=\"293dc71\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Individuals are mandated to attend hearings where creditors ask questions about their debts upon filing for bankruptcy in Missouri. Such hearings are collectively referred to as &#8220;341 meeting of creditors.&#8221;\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The meeting has been named after section 341 of the bankruptcy code. Per this code, all creditors in Missouri can ask the debtors questions regarding the debts owed.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Bankruptcy sit across from the clients, defending the latter, while the meetings or hearings commence. It is not common for creditors to attend 341 meetings or hearings in Missouri. But, if the creditors participate in these meetings, the debtors&#8217; attorneys will inform them of their rights and make the necessary objections.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Usually, creditors in Missouri present in the 341 meetings are individuals with whom debtors owe personal debts. Examples of these creditors are ex-spouses and former business partners. However, these creditors are not allowed to pressure the debtors to pay up. The trustee is there to uphold the debtors&#8217; rights during these hearings. The trustee likewise ensures that the creditors don&#8217;t lose their composure. <\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2240b elementor-widget elementor-widget-heading\" data-id=\"5c2240b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">What Happens After a 341 Meeting of Creditors \n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f084a93 elementor-widget elementor-widget-text-editor\" data-id=\"f084a93\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The trustees decide whether to arrange for a different hearing or to throw out the debts of the debtors after the creditors&#8217; meetings. There will be another meeting of this type the following day if the trustees or creditors require additional information or answers to their questions. Once the debts are discharged, no further meeting of the creditors shall be required.<\/span><\/p><p><span style=\"font-weight: 400;\">Debtors who petition for Chapter 7 bankruptcy must also submit their debtor education certificate and wait for their debts to be discharged. Debtors who petition for Chapter 13 must go to meetings to confirm their repayment. The debtors often pay off their debts over the period of three to five years once the courts accept the payment arrangements. It is important for debtors and creditors to be aware that 341 hearings may be delayed if necessary paperwork or other requirements are not presented.<\/span><\/p><p><span style=\"font-weight: 400;\">The meeting of creditors usually take one day. However, certain circumstances may require the trustee to call another meeting. Below are some of the common reasons:\u00a0<\/span><\/p><h4><b>Missing Identification\u00a0<\/b><\/h4><p><span style=\"font-weight: 400;\">Debtors or creditors would need to attend another meeting of creditors the next business day if they forgot to bring their identification documents during the hearings. An example of an acceptable identification to be presented during the 341 meetings is a social security identification.\u00a0<\/span><\/p><h4><b>Financial Information Documents\u00a0<\/b><\/h4><p><span style=\"font-weight: 400;\">The trustees will extend the 341 meetings to another day if debtors or creditors have not brought their financial information documents. Any parties will need to present these documents during the 341 meetings if the trustees verify data from such records. <\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9133fa4 elementor-widget elementor-widget-heading\" data-id=\"9133fa4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">What advantages do bankruptcy filings offer?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2efc840 elementor-widget elementor-widget-text-editor\" data-id=\"2efc840\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3><a href=\"https:\/\/doyellaw.com\/chapter-7\/\" target=\"_blank\" rel=\"noopener\"><b>Chapter 7:<\/b><\/a><\/h3><p><span style=\"font-weight: 400;\">This Chapter of the Bankruptcy Code enables you to pay off your debt considerably more quickly. The majority of Chapter 7 liquidation don&#8217;t last more than six months.<\/span><\/p><h3><a href=\"https:\/\/doyellaw.com\/chapter-13\/\" target=\"_blank\" rel=\"noopener\"><b>Chapter 13:<\/b><\/a><\/h3><p><span style=\"font-weight: 400;\">Individuals who file under bankruptcy Chapter 13 are typically those who want to keep their assets or who do not meet the requirements for Chapter 7. When someone files for Chapter 13 bankruptcy reorganization, the foreclosure process might be stopped, and as time goes on, late mortgage payments might be eliminated.<\/span><\/p><p><span style=\"font-weight: 400;\">If you want to file for bankruptcy, our Sunset Hills bankruptcy attorney can help you! Call our Missouri law office today to schedule a consultation.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd020c4 elementor-widget elementor-widget-heading\" data-id=\"fd020c4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-large\">Call our 341 Hearing Attorney Now!\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9539707 elementor-widget elementor-widget-text-editor\" data-id=\"9539707\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Bankruptcy law is complicated. Not working with a skilled bankruptcy attorney may be one of the factors that can badly complicate your case. You risk getting accused of fraud or paying hefty fines if you make even a simple mistake. Doyel Law is a law firm that offers services in Chapter 7 and 13 bankruptcy cases. Moreover, the law firm also provides estate planning services to clients. Please schedule an appointment with us soon <\/span><a href=\"https:\/\/doyellaw.com\/what-to-expect-at-your-first-consultation-appointment\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">to find out more about<\/span><\/a><span style=\"font-weight: 400;\"> our services and talk about your bankruptcy case!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>341 Hearing Attorney in Sunset Hills, MO Every bankruptcy filer must go through a creditors meeting (AKA 341 hearing). It can be nerve-wracking to face strangers who interrogate you about sensitive areas of your life. It&#8217;s best to thoroughly prepare to get through this meeting and eliminate your debt. Doyel Law has helped many clients [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3018,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/3015"}],"collection":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/comments?post=3015"}],"version-history":[{"count":11,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/3015\/revisions"}],"predecessor-version":[{"id":3028,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/pages\/3015\/revisions\/3028"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media\/3018"}],"wp:attachment":[{"href":"https:\/\/doyellaw.com\/wp-json\/wp\/v2\/media?parent=3015"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}